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Massachusetts Office of Consumer Affairs and Business Regulation · checked 2026-10-25

Massachusetts home improvement license: home improvement contractor registration

Massachusetts registers home improvement contractors; the agency pages read list no exam. Contractors, subcontractors, partnerships and corporations doing contracting work on existing, owner-occupied residential property with one to four units must register. Registering costs $250 up front for the smallest business and lasts 2 years.

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  1. 1Who registers owner-occupied 1-4 unit homes
  2. 2To register $250
  3. 3Term 2 years
  4. 4Insurance not printed
To register
$250
Term
2 years
Insurance minimum
not printed
Exam
none listed

Who must register in Massachusetts

Contractors, subcontractors, partnerships and corporations doing contracting work on existing, owner-occupied residential property with one to four units must register. The page sets the scope by property, not by dollar amount: existing, owner-occupied homes of one to four units.

Fees

FeeAmountCounted in "to register"
New registration$150yes
Renewal$100no
Guaranty Fund, 0 to 3 employees$100yes
Guaranty Fund, 4 to 10 employees$200no
Guaranty Fund, 11 to 30 employees$300no
Guaranty Fund, more than 30 employees$500no

"To register" adds the fees a new, smallest business pays on its first application. In Massachusetts: $250.

Term and renewal

Registration must be renewed every two years; the page suggests starting 30 to 60 days before expiration. A late renewal means applying again with the $150 fee plus the Guaranty Fund payment.

Insurance, exam and other conditions

Insurance: The Massachusetts registration page read prints no insurance minimum.

Exam: None is mentioned on the registration page. A registration records who the contractor is and that it carries what the law asks for; it is not a test of building skill. Electrical, plumbing and other licensed trade work still needs the trade license where the state issues one.

The page says an HIC registration is different from a Construction Supervisor License (CSL) and the two are not interchangeable; CSL questions go to the Office of Public Safety and Inspections.

How Massachusetts compares

Of the 4 registration states on this page family, Massachusetts ranks 4 of 4 from lowest to highest cost to first register (Pennsylvania $100 or $50 (agency documents disagree), New Jersey $110, Connecticut $220 and Massachusetts $250). Where agency documents disagree, the ranking uses the higher figure.

Pennsylvania$100 or $50New Jersey$110Connecticut$220Massachusetts$250
Fees to first register a home improvement contractor (smallest business, including any guaranty fund payment), from each agency page; where an agency's documents disagree the bar is drawn at the higher figure and labelled with both; Massachusetts highlighted. Bars are to scale.

Other registration states: Connecticut · Pennsylvania · New Jersey. All of them side by side: home improvement contractor license by state. The Massachusetts general contractor page covers the state's other building credentials on this site.

Questions

Does Massachusetts require a home improvement contractor license?

Massachusetts requires a registration, not a skills license. Contractors, subcontractors, partnerships and corporations doing contracting work on existing, owner-occupied residential property with one to four units must register. The page sets the scope by property, not by dollar amount: existing, owner-occupied homes of one to four units.

How much is a Massachusetts home improvement registration?

New registration: $150; Renewal: $100; Guaranty Fund, 0 to 3 employees: $100; Guaranty Fund, 4 to 10 employees: $200; Guaranty Fund, 11 to 30 employees: $300; Guaranty Fund, more than 30 employees: $500.

How long does a Massachusetts home improvement registration last?

Registration must be renewed every two years; the page suggests starting 30 to 60 days before expiration. A late renewal means applying again with the $150 fee plus the Guaranty Fund payment.

Sources and last checked

WhatSourceChecked
Scope, fees, Guaranty Fund tiers, two-year term, CSL distinctionMass.gov, Home improvement contractor registration and renewal2026-10-25

This page summarises what the Massachusetts sources said on 2026-10-25. Fees and rules change; verify with Massachusetts Office of Consumer Affairs and Business Regulation, Home Improvement Contractor Program before registering or hiring. General information, not legal advice.